SHARIAH-COMPLIANT INFRASTRUCTURE

The API Platform for
Shariah-Compliant Finance

Launch compliant financial products in days, not months. Contract generation, rule validation, and ledger management — all through a single API.

Get StartedRead the Docs
quickstart.ts
1import { AsasClient } from '@asas/sdk'
2
3const client = new AsasClient({
4  apiKey: process.env.ASAS_API_KEY
5})
6
7// Create a Murabaha contract
8const contract = await client.contracts.create({
9  type: 'murabaha',
10  asset: 'real_estate',
11  amount: 500_000,
12  currency: 'USD',
13  profitRate: 0.05,
14  tenure: { months: 60 }
15})
16
17// Validate against Shariah rules
18const validation = await client.validate(contract)
19console.log(validation.compliant) // true
The Challenge

Building Islamic Finance
Products is Broken

High Compliance Friction

Navigating complex Shariah compliance rules across different jurisdictions consumes months of legal review.

Flawed Workflows

Manual contract generation, scattered validation, and disconnected ledger systems lead to costly errors.

Legacy Technology

Outdated banking infrastructure was never designed for modern Islamic finance products and digital-first experiences.

Our Solution

Built for the Next Generation
of Islamic Finance

Explore Financial Models

Handle DFI Goods

Islamic Cooperative Fund

Real Estate Partnerships

Islamic Finance Strategies

Core Modules

Three Pillars of Islamic Finance Infrastructure

Each module works independently or together, giving you the flexibility to adopt at your own pace.

The Wedge

Contract Templates SDK

A programmable way to generate, sign, and store legally and Islamically binding contracts. Input buyer, seller, asset details, markup rate, and payment schedule — get a fully localized, Shariah-compliant PDF contract with a digital hash for immutability.

  • Murabaha, Ijara, and more contract types
  • Digital hash for contract immutability
  • Reduces legal overhead to near zero
murabaha_contract.pdf
const contract = await asas.contracts.create({
  type: 'murabaha',
  buyer: 'cust_28dka9',
  asset: { name: 'Toyota Camry', cost: 8500000 },
  markup_rate: 0.15,
  schedule: 'monthly_12'
});
Contract generated + SHA-256 verified
Validation Output

No compounding interest detected

Asset class permissible (halal)

Contract sequencing valid

Late fee structure flagged — review required

3 of 4 checks passed • 1 flagged for review
Automated Compliance

Shariah Rules Validation Engine

A core boolean logic engine that validates every financial transaction before it's committed to your ledger. It checks for impermissible conditions — acting as your automated Shariah Board for daily operations.

  • Real-time transaction validation
  • Forbidden asset class detection
  • Interest-free compliance guarantee
Phase 2

Islamic Ledger-as-a-Service

A double-entry accounting ledger built specifically for Islamic structures like Mudarabah (profit-sharing) and Musharakah (joint venture). Handles fractional ownership mapping, profit-loss sharing calculations, and dividend disbursements.

  • Fractional ownership mapping
  • Automated profit-loss sharing calculations
  • ACID-compliant with cryptographic verification
Musharakah Ledger
Partner A (60%)₦5,100,000
Partner B (40%)₦3,400,000
Total Pool₦8,500,000
↗ Q4 profit: ₦1,275,000 • Auto-distributed

Engineered for Scale and Absolute Data Integrity

Enterprise-grade infrastructure, battle-tested with millions of transactions for financial-grade reliability.

Backend Services

Horizontally scalable microservices architecture. Process thousands of contracts and validations per second with sub-100ms latency.

Node.jsGogRPCRedis

Cloud Infrastructure

Multi-region deployment with automatic failover. SOC 2 Type II compliant infrastructure with end-to-end encryption at rest and in transit.

AWSKubernetesTerraformVault

Database Layer

ACID-compliant transactions with full audit trail. Every state change is immutable and cryptographically verifiable.

PostgreSQLEvent SourcingCQRS

Developer Experience

First-class SDKs for TypeScript, Python, Go, and Java. Comprehensive API documentation with interactive examples and sandbox environments.

TypeScriptPythonGoJava

Ready to Build the Future of Islamic Finance?

Get your API key today and launch Shariah-compliant products in minutes, not months.

Get StartedRead the Documentation